Free DUI Lawyer Jacksonville Florida

Reader’s Question

Help! I think my car insurance company here in Jacksonville, Florida are not holding up their end of our agreement! My car recently got vandalized and nearly got stolen, Already filed a claim but I have not heard anything from them ever since! What should I do?

Alvin

Jacksonville, FL

If you feel that your car insurance provider, under the understanding as stated by your auto insurance policy that you should be provided coverage for a certain event, like your vehicle getting vandalized there in Jacksonville, Florida, but then proceeds to deny you’re claim or seems to delay the claim process for as long as they can, by all means consider getting legal action and representation. The only thing that hurts more than getting your vehicle stolen, destroyed or vandalized is the fact that the insurance coverage who should be giving you the peace of mind in these cases, Not to mention regularly paying for, decides to not keep up their promise or invents ways to weasel out of your agreement or coverage.

A few suggestions though, make sure you do gather all the necessary information and facts regarding your car insurance’s terms and conditions and absolutely make sure that what happened to your car is clearly covered under your copy of the agreement. There have been cases where insurance providers would even go the length of hiring their own “experts” to asses the damage caused to your vehicle to either declare an unfairly low reimbursement price or say they wont reimburse you at all. So take pictures of the vandalism done to your vehicle and bring it to a law office or to the state insurance commissioner to get assistance in getting the proper compensation you paid for with your car insurance.

Tags: advice, auto insurance, car insurance rate

Reader’s Question:

My daughter had just borrowed my car going out from Jacksonville, Florida together with her friends. Should I inform my car insurance in case they encounter something on the road?

Ginny

Jacksonville, FL

For some reasons, parents don’t usually worry when their children are on their own for the first time. Parents should have to look thoroughly again from their insurance policy if it covers their child especially with their car insurances for there’s a big possibility that they will be borrowing their parents’ car.

In Jacksonville, Florida, when your car is about to go out from the vicinity, you have to inform your insurers that your car will be outbound. Informing your insurance that your insured car will be away might or might not increase your premium. Failing to inform might threaten your next claim. You also have to check if whose property is it. If it is yours, there’s a big possibility that your daughter is also included as another driver in your policy. In case that your daughter will be going far away from your place and not bringing your car though she’s included in your policy then you have a lower premium for the Insurance Company is in thought that your car is not driven by someone who is at high-risk driving. If your daughter is the owner of the car and entitled with her name then she should have her own car insurance. And this will cause your own car insurance to have a lower rate. But your daughter’s premium will be higher for she is considered to be on her own as a high-risk driver.

Tags: car, car insurance, car insurance company, student car insurance