College Car Insurance Jacksonville Florida FL

Reader’s Questions:

Hi, my son is off to college next fall and he might be bringing the car we have here in Jacksonville, Florida with him. How can this affect our car insurance rates?

Frances

Jacksonville, FL

Congratulations regarding your son getting into college. We agree that college is a very crucial time for the family and not a lot of people can afford any major financial setbacks (such as those caused by car accidents) during this time. Depending on where your son will be attending college and where the car will be driven or how far it is from home, the number of times the car will be used and if it will still be covered under the same insurance policy, it may or may not affect your insurance coverage that much.

If he is off to college that is located in an area that has a high number of car accidents, vandalism or car theft it is possible for your insurance provider to increase your rates to compensate for the added insurance risk. Normally, most will provide a discount if your son goes to college without the car and is more than 100 miles away from home.

If you choose to remove him from your policy and he decides to get her own it will obviously save you money but it may be more expensive for him to get insurance on his own. If the car will be driven more frequently expect your car insurance to rise proportionately.

It will be highly recommended that you get in touch with your car insurance provider there in Jacksonville, Florida so you can give them the details and they can tell you accurately how your son bringing the car to college will impact your insurance rates.

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