Reader’s Question:

I didn’t have a rate increase on my auto insurance when I got convicted for DUI here in Jacksonville, Florida. Will my premiums increase once they find out about it later on?

Marci

Jacksonville, FL

If your insurance company misses your DUI conviction in Jacksonville, Florida during the time that it happens, surely they will find out about it once you file an SR22 auto insurance that you will need to get your license back and restore your driving privileges. The SR22 auto insurance would be your proof that you have a liability insurance and this is being required by the Department of Motor Vehicles (DMV). The DMV also requires that they should be notified by your auto insurance company in case your insurance policy lapses or is cancelled for any reason.

Once the auto insurance company discovers your DUI conviction if you file an SR22, you will be considered a high risk driver and your auto insurance provider may still increase their rates. If the auto insurance company doesn’t offer SR22, they may cancel your policy or not renew it at the end of your coverage. In this case, you would have to find another insurer who will provide an auto insurance policy with SR22 insurance. You may find the best premium rates if you try to get an online rate quote available from this website.

Tags: auto insurance, DUI, DUI conviction, SR22 insurance