Reader’s Question:
What is an SR-22? My son had to get one due to a violation here in Jacksonville, Florida. Also, what will happen there is a “lapse” in maintaining an SR-22?
Don
Jacksonville, FL
An SR-22 is a form that is submitted by your car insurance provider to Florida’s Department Of Motor Vehicle as proof that you have enough financial capacity to properly compensate for damages or injuries in case you cause a car accident. In other words, it is proof of your car insurance there in Jacksonville and you will need to maintain this form (meaning, you will need to have continued car insurance coverage) for a period of about two or three years.
If your son was required to get an SR-22 it could mean that he was caught driving without any auto insurance to show for, has had one too many traffic violations, caught Driving under the Influence (DUI) or has been proven at-fault in a car accident. This is the state’s way of making sure that your son is capable of paying for damages and liabilities in the event of another car accident or violation in the future.
It is highly advisable that your son maintains continuous auto insurance coverage for the duration of the SR-22. Any lapse in coverage, such as failing to maintain his insurance policy or violations causing his insurance provider to terminate the insurance agreement will only make it harder for him to reinstate coverage in the future. He may also be fined very high fees and penalties and may end up paying for even higher auto insurance premiums or rates in the future for losing his SR-22.
Tags: advice, auto insurance, car insurance, car insurance company
Filed under: DUI lawyer Jacksonville Florida
Trackback
Uri
Loading ...