Reader’s Question:

I need to get an SR22 with my new auto insurance policy because of my DUI to get my license reinstated but it seems like I would have problems getting it. Is it true that I need to pay the policy in full so that I can be issued an SR22 here in Jacksonville, Florida?

Forrest

Jacksonville, FL

The Florida Financial Responsibility Law mandates drivers and owners of automobiles to be financially responsible for damages and/or injuries they could cause to others when an accident happens. Your driver’s license would be in suspension for up to three years if you violate this law and you don’t have insurance to abide with the financial responsibility law. You would need to pay a reinstatement fee and show them certified proof of full liability insurance or SR22 for three years from the original suspension to reinstate your license.

Whether you need to pay the SR22 in full or not depends on the reason why you need to get it. You would need to get a six-month paid in full insurance policy since you are ordered to get SR22 insurance in Jacksonville, Florida because of your DUI. Some auto insurance providers underwriting rules demand the SR22 to be paid in full no matter what the state requirement is.

Tags: auto insurance, auto insurance policy, DUI, SR22 insurance