Tag: Insurance



Reader’s Question:

Generally, how many cars can you place on a certain Florida DUI auto insurance policy?

Ken

Jacksonville FL

 

The number of cars permitted on a Florida auto insurance policy differ by car insurance company. Most Florida car insurance companies though take no more than 4 cars in a policy.

In addition, multiple policies may be provided. Some insurance companies will permit additional cars to be added to the policy by endorsement after the policy has been issued.

Because car insurance guidelines differ from one company to the other, I cant say for sure how many cars is allowed in one policy.

You can insure as many vehicles as you like as long as the insurer you are dealing with can handle it and it is not against their guidelines. Most insurance companies will setup a second Florida auto insurance policy if they cannot handle the amount of vehicles to just one policy.

Remember, the more car you insure the more expensive your car insurance rates will be. This is because more cars are being insured and thus premiums will be due on each car. The cost of premium on each vehicles will depend upon what coverages are put on each car.






Reader’s Question:

My brother was charged with felony DUI here in Jacksonville, Florida and we were just wondering if there’s a way the charge can be reduced. How can his felony DUI be dropped to a misdemeanor?

Hayleigh

Jacksonville, FL

If your brother has a prior DUI, it is common for him to be automatically charged with a felony DUI. A felony DUI case is a serious business because it usually carries jail time if it won’t be dropped to a misdemeanor. The first thing your brother needs to do if he wants his felony DUI in Jacksonville, Florida to be dropped to a misdemeanor case is to call a lawyer who specializes in DUI cases in the state of Florida. Even if he doesn’t hire a lawyer, he can ask if it would be possible to get his charge dropped to a misdemeanor charge. He can try to get a clue from the lawyer how he would approach that effort in the jurisdiction of your charge.

Your brother can also talk with the prosecutor and ask if the DUI case could be reduced to a misdemeanor count. He could find a sympathetic prosecutor who would listen to what he has to say and reduce the charge instantly without having to do anything else. Also, remember that a felony or misdemeanor DUI may cause his car insurance to increase substantially so advise him that he can get a cheap but dependable car insurance from this website so should get an online rate quote now.






Reader’s Question:

I am moving to Jacksonville, Florida and I was previously charged with DUI. Would it also reflect in my records here in Florida?

Timmy

Jacksonville, FL

If you are asking if your previous conviction would affect your driving career in Jacksonville, Florida, then the answer is yes. It has an enormous impact not only on your driver’s license but also in getting insurance premiums and rates. Laws pertaining to DWI and DUI in the United States determine your driving privilege within the state. Moving to a different state after a DUI/DWI arrest or conviction to avoid penalties is really not a good idea. There are certainly some factors that you need to consider. We have what we call Interstate driver’s license compact. This is an agreement that allows all 45 states in the US to share information about certain types of conviction such as DUI and DWI. Florida is one of the states which enforces this compact and is included on this agreement. In short, if you are convicted with DUI in Texas and got your license suspended, your license is suspended as well within all 44 states. One more agreement to consider is the Non resident violator compact. In this agreement, unpaid fines and penalties for traffic rules violation in another state can have your license revoked and or suspended in the state where you are driving.

I also understand that driving privilege is really important. I suggest you get a good lawyer that has better understanding on your state laws about DUI and DWI. Above all, a good car insurance package for people who had previous DUI/DWI record maybe of some help.






Did you know what the Jacksonville DUI attorney price could be? Not just the price of the attorney, but the price for the entire process and the dollars that it will cost you over the years. There are so many ways that these big dollars will come at you, but here’s a short list:

  • the Jacksonville DUI attorney price. This is how much it will cost you to hire an attorney. Some attorney’s will charge you a flat rate for all of their services, and usually they separate it into two sections of preparation and defense. Other lawyers charge by the hour.
  • all of the fees and fines you will have to pay because of your DUI. This includes the fine that you will be hit with, which is usually from $500 to a few thousand dollars, as well as how much it will cost for you to reinstate your driver’s license. You may have to pay a certain amount to the DMV for several years.
  • bail. If you get thrown in jail as a result of DUI, you have to pay this to get out.
  • insurance. After a DUI, you have to file high risk SR22 insurance, which is almost twice as expensive as regular insurance, and you have to do this for three years. Your DUI will affect your insurance premium for five years.

In the end, this cost can come up to as much as $20,000.